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Javari Finance
Free money tools backed by real data. No ads. No upsells. We own Census PUMS housing and income data — your calculations run against real numbers.
$85K
Median US household income
Census PUMS 2023
$2,800
Average monthly mortgage payment
Freddie Mac 2024
32%
Americans have no emergency fund
Bankrate 2024
6.82%
Current 30yr fixed rate (avg)
Freddie Mac Jun 2026
⭐ New Tools
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NewMortgage Calculator
Full amortization, PMI, affordability check, all loan types. 30yr, 15yr, FHA, VA.
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NewInvoice Generator
Professional invoices with PDF download. Line items, tax, discount, brand colors.
All Finance Tools
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Mortgage CalculatorNew
Full amortization, PMI, affordability check, all loan types....
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Invoice GeneratorNew
Professional invoices with PDF download. Line items, tax, di...
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Compound Interest
See how your savings grow over time. Daily, monthly, or annu...
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Debt Payoff Calculator
Avalanche vs snowball method. See your payoff date and total...
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Budget PlannerSoon
Track income, expenses, savings goals. Built on the 50/30/20...
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Net Worth TrackerSoon
Assets minus liabilities. See your financial picture clearly...
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Student Loan CalculatorSoon
IBR, PSLF, refinance comparison. What's your real payoff tim...
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Retirement CalculatorSoon
How much you need. How long it lasts. Based on your actual s...
📦 Javari Finance uses Census ACS/PUMS microdata (12GB, owned in R2) for real income and housing benchmarks — the same data that Zillow and Bankrate pay hundreds of thousands per year to access.See our full data catalog →